For Your Consideration

At the foundation of all financial plans, there must be adequate insurance protection against unforeseen events such as death or disability. I am often asked “what kind of life insurance is best to own?” Well, like so many things, this is best answered with the proverbial “it depends”.

And really, it does!

One thing's for sure, there are advocates of “term insurance is the only insurance you should own”. On the opposite end, there are those advocates for permanent cash value life insurance.

At Belcher & COMPANY, we are advocates of buying the type of life insurance that fits your individual needs. Quite often, this ends up being a combination of term and permanent life insurance. But, for certain, it is simply not an either/or decision. Our job is to educate you and help sort through the options to identify the one which best accomplishes your goal of financial security.

Disclosure

Steven Belcher is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0H09924), FL, IL, IN, KS, LA, MA, MI, NC, NJ, NV, NY, OH, OR, TN, and TX. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Steven Belcher is licensed and authorized to offer insurance in California, but Belcher & COMPANY may not be. For additional information on California licensure status, please click here.

Steven Belcher is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2041 W 1st St, Fort Myers, FL, 33901, 239-939-6069. In this regard, this communication is strictly intended for individuals residing in the states of CA, FL, IN, KS, MI, NC, NJ, and TN. No offers may be made or accepted from any resident outside the specific states referenced.

Steven Belcher is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, FL, IN, KS, MI, NC, NJ, and TN. As such, these services are strictly intended for individuals residing in the states referenced.

Belcher & COMPANY is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither Belcher & COMPANY nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​