Steven Belcher Headshot

Steven Belcher

Financial Advisor

Phone: (239) 939-6069
Mobile: (239) 410-1552
Fax: (239)939-6067

Steven F. Belcher, founder and president of Belcher & COMPANY was born and raised in Pascagoula, MS. After graduating from Pascagoula High School in 1979, he attended Florida State University graduating in 1983 with a Bachelor of Science in Business Administration.  Following his B.S. degree, Steve immediately enrolled in University of Mississippi and in 1985, received his Master of Science degree in Healthcare Administration.

The seeds that would eventually become Belcher & COMPANY were planted when Steve entered the insurance business in 1985. After ten years with a major insurance company as a wholesaler of employee benefits, he left his position as Vice President of Sales and Marketing to launch his own insurance and financial services practice, the beginning of Belcher & COMPANY.

With a primary affiliation as an agent with New York Life Insurance Company, Steve holds his Life, Health, and Variable Annuity license.  He is a licensed Registered Representative offering securities through NYLIFE Securities LLC (Member FINRA/SIPC), a registered Broker/Dealer. Steve is also an Investment Advisor Representative with Eagle Strategies LLC, a Registered Investment Advisor.

Now 27 years into his career as an insurance and investment advisor, Steve focuses on helping small business owners and professionals navigate the financial landscape to plan for a prosperous retirement, as well as guiding them through their retirement years to achieve a secure income that will last as long as they do.  

Civic involvement has always been a priority, a reflection of Steve’s desire to give back to his community.  Steve is a 27-year member of Rotary and currently serves on the Board of Directors for Rotary Club of Fort Myers, the original Rotary Club in southwest Florida, now celebrating its 100th year in existence!  Steve also serves on the Board of Directors for Valerie’s House, a local non-profit dedicated to providing bereavement services for children that are suffering from the loss of a parent or sibling.

Since 1994, Steve has lived in Fort Myers, Fl with his wife, Lisa.  Their two sons, Zachary and Hunter both live and work just up the state in Tampa, Fl.   Away from the office, Steve enjoys playing golf and the piano. The recent resurgence in vinyl finds him knocking the dust off his collection of LP’s covering a variety of blues, jazz, and of course good ole rock n’ roll!

Elizabeth Pernell Headshot

Elizabeth Pernell

Office Manager

Phone: (239) 939-6069
Fax: (239) 939-6067

Elizabeth Pernell, Office Manager of Belcher & COMPANY was born and raised in Moundsville, WV. After graduating from John Marshall High School in 1987, she attended West Liberty State College graduating in 1991 with a Bachelor of Science in Business Administration. After several years of life experience and work, she enrolled in the master’s program at Wheeling Jesuit University and received an M.S. degree in Organizational Leadership in 2009. Elizabeth comes to us with over 12 years of experience gained from working in the financial services industry. Through this experience, she has developed a great sense of importance with building and maintaining client relationships, developing company goals, resolving operational concerns and helping to create strategies to improve efficiency. She enjoys engaging with clients and making their experience personable. In the community, she has worked closely with many organizations such as Habitat for Humanity where she was a member of the board, WV Elks State Major Project as President (which is a camp provided to disable children at no cost), member of the First Church of God in McMechen, organizer of the Elks back-pack program for Ritchie and Center McMechen Elementary Schools as well as working closely with Moundsville Helping Heroes and the Family Resource Network. Since relocating to Florida, she hopes to continue community endeavors and give back. Elizabeth resides in Cape Coral, FL with her husband, Larry and son Lawrance. Away from the office, Elizabeth enjoys quality family time, traveling and just relaxing by the pool-now that she can enjoy sun year-round.


Steven Belcher is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0H09924), FL, IL, IN, KS, LA, MA, MI, NC, NJ, NV, NY, OH, OR, TN, and TX. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Steven Belcher is licensed and authorized to offer insurance in California, but Belcher & COMPANY may not be. For additional information on California licensure status, please click here.

Steven Belcher is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2041 W 1st St, Fort Myers, FL, 33901, 239-939-6069. In this regard, this communication is strictly intended for individuals residing in the states of CA, FL, IN, KS, MI, NC, NJ, and TN. No offers may be made or accepted from any resident outside the specific states referenced.

Steven Belcher is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, FL, IN, KS, MI, NC, NJ, and TN. As such, these services are strictly intended for individuals residing in the states referenced.

Belcher & COMPANY is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither Belcher & COMPANY nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​